(Published in the Lake Country Echo and Pine River Journal, May 17, 24, 31, June 7, 14, 21, 2012, 6t.)
NOTICE OF MORTGAGE
THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION.
NOTICE IS HEREBY GIVEN: That default has occurred in the conditions of the following described mortgage:
INFORMATON REGARDING MORTGAGE TO BE FORECLOSED
DATE OF MORTGAGE: August 21, 2006
MORTGAGOR(S): Bonnie M. Kneeskern and Mark M. Kneeskern, wife and husband.
MORTGAGEE: Pine River State Bank
RECORDING INFORMATION: Recorded on August 28, 2006 as Document Number 0186056 in the Office of the Registrar of Titles of Crow County, Minnesota.
ASSIGNMENTS OF MORTGAGE IF ANY: None
INFORMATION REGARDING MORTGAGED PREMISES
LEGAL DESCRIPTION OF PROPERTY: Lot Six (6), Block Seven (7), Whitebirch Camping Clusters Section One (1).
COUNTY IN WHICH PROPERTY IS LOCATED: Crow Wing County, Minnesota.
TAX PARCEL IDENTIFICATION NUMBER: 101490070060009
The property is registered (torrens).
OTHER FORECLOSURE DATA
TRANSACTION AGENT: None
LENDER/SERVICER: Pine River State Bank
PHYSICAL ADDRESS OF PROPERTY: Breezy Point, Minnesota
INFORMATION REGARDING FLORECLOSURE
THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof.
ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $17,608.84.
AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE AS OF THE DATE OF THIS NOTICE INCLUDING TAXES, IF ANY, PAID BY THE HOLDER OF THE MORTGAGE IS: $12,969.42.
DATE, TIME AND PLACE OF SALE: Pursuant to the power of sale in the Mortgage, the Mortgage will be foreclosed, and the mortgaged premises will be sold by the Sheriff of Crow Wing County, Minnesota, at public auction on June 26, 2012 at 10:00 AM at the Main Office of the Crow Wing County Sheriff, Crow Wing County Law Enforcement Center, 304 Laurel Street, Brainerd, Minnesota 56401 to pay the debt secured by said mortgage and taxes, if any, on said premises paid by Mortgagee and the costs and disbursements, including attorneys fees allowed by law, subject to redemption within six (6) months from the date of said sale, by the mortgagor(s), their personal representatives or assigns.
TIME AND DATE TO VACATE: Minnesota Statute 580.04(b) provides, "If the real estate is an owner-occupied, single-family dwelling and if the mortgage is not reinstated under Section 580.30 or the property redeemed under section 580.23, the date on or before which the mortgagor must vacate the property is December 26, 2012 at 11:59 PM.
THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED.
THIS IS AN ATTEMPT TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
DATED: May 10, 2012
Pine River State Bank, Mortgagee
Bradley D. Swanson
Attorney for Mortgagee
103 Mill Street P.O. Box 67
Pine River, MN 56474
Attorney Reg. #107505
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